NMLS #1234567 · Equal Housing Lender
Local Mortgage Experts You Can Trust

Find the right loan for your perfect home.

Whether you're buying your first home, refinancing, or investing, we make the mortgage process fast, clear, and stress-free from application to closing.

Get Pre-Approved Today
★★★★★   Trusted by hundreds of local homeowners · 5.0 average rating
Loan Programs

A loan for every kind of buyer

From first-time buyers to seasoned investors, we match you with the right program for your goals, your budget, and your timeline.

01

Conventional Loans

The classic choice for buyers with steady income and solid credit. Competitive rates and flexible terms.

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02

FHA Loans

Lower down payments and easier credit requirements. A great path for first-time buyers.

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03

VA Loans

Exclusive benefits for veterans and active military, often with $0 down and no PMI.

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04

Jumbo Loans

Financing above conventional limits for luxury and high-value homes.

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05

Construction Loans

Build your dream home from the ground up with financing designed for new construction.

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06

Down Payment Assistance

Programs and grants that help cover your down payment and closing costs.

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Not sure which fits? Talk to an advisor Free, no-obligation consultation. We'll find the right fit together.
Affordability Calculator

How much home can you afford?

Move the sliders to get a quick estimate of your price range and monthly payment. Then let's make it official.

You could afford up to
$420,000
estimated home price
Estimated monthly payment
$2,400/mo
Get Pre-Approved

Estimates only, based on a 36% debt-to-income ratio, a 30-year term, and the values you entered. Actual loan amounts depend on credit, taxes, insurance, and full underwriting. This is not a commitment to lend.

About Sterling

A local team that treats your loan like our own.

Sterling Mortgage Advisors was built on a simple idea: financing a home should feel clear, personal, and genuinely in your corner. We're not a faceless call center, we're a local team of advisors who answer the phone, explain every step, and fight for the right loan for your situation.

From first-time buyers to seasoned investors, our clients come back and send their friends because we make the complicated parts simple, and we close on time. That's the Sterling difference.

Meet the Team
The Sterling Mortgage Advisors team
15+
Years of Experience
1,200+
Loans Closed
$450M+
Funded for Clients
5.0
Average Client Rating
Client Reviews

What our clients say

★★★★★  5.0 average rating · verified Google reviews
★★★★★

Sterling made our first home purchase so much less scary. They explained every step and always answered fast. Closed on time without a single surprise.

GJennifer M.
★★★★★

We refinanced and saved over $300 a month. The team found options our old lender never mentioned. Truly looking out for us.

GDavid & Carla R.
★★★★★

As a self-employed buyer I'd been turned down twice. Sterling found a program that worked and got me into my home. Forever grateful.

GMarcus T.
★★★★★

Professional, patient, and genuinely kind. They treated our loan like it mattered as much to them as it did to us.

GPriya S.
★★★★★

Best mortgage experience I've had in three home purchases. Clear communication start to finish and zero runaround.

GTom B.
★★★★★

They walked my parents through a reverse mortgage with so much care. I can't recommend this team enough.

GAlicia W.
★★★★★

Sterling made our first home purchase so much less scary. They explained every step and always answered fast. Closed on time without a single surprise.

GJennifer M.
★★★★★

We refinanced and saved over $300 a month. The team found options our old lender never mentioned. Truly looking out for us.

GDavid & Carla R.
★★★★★

As a self-employed buyer I'd been turned down twice. Sterling found a program that worked and got me into my home. Forever grateful.

GMarcus T.
★★★★★

Professional, patient, and genuinely kind. They treated our loan like it mattered as much to them as it did to us.

GPriya S.
★★★★★

Best mortgage experience I've had in three home purchases. Clear communication start to finish and zero runaround.

GTom B.
★★★★★

They walked my parents through a reverse mortgage with so much care. I can't recommend this team enough.

GAlicia W.

Get Started

Let’s talk about your mortgage options.

Complete the short form and a local mortgage advisor will follow up with you.

★★★★★
Local guidance · Fast follow-up · No-obligation conversation

This is not a commitment to lend. All loans are subject to credit approval, income verification, and underwriting.

Local mortgage experts helping buyers, homeowners, and investors find the right loan with honest advice and on-time closings.

Get in Touch

(760) 555-0142

[email protected]

123 Main Street, Suite 200
Palm Springs, CA 92262